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Texas First-Time Homebuyer Programs

Everythings bigger in Texas and that includes homebuyer assistance for the down payment and closing costs.

On this page, you can find all the programs and grants available for first-time homebuyers in Texas.

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First-Time Homebuyer Programs in Texas

Eligibility Requirements

TDHCA considers anyone who hasn’t owned a home in the last three years a first-time homebuyer.

Benefits

  • Closing cost and down payment assistance
  • Tax credit for interest paid on a mortgage
  • Income limit of 80% of area median income

Eligibility

  • Minimum 620 credit score
  • Meet income requirements
  • Must be located in Texas and not exceed the purchase price limits
  • For primary residences only
  • Single-family home and condominiums
  • Some manufactured homes eligible

Statewide Programs

Regional Programs

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