Dear Quentin, After finishing graduate school, my wife and I decided to pay off all our debt before buying a home, or anything for that matter. We have been cheaply renting for the last three years, and living as if I were still a very poor graduate student. During this …
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Dear Moneyist, My wife and I had our first baby 3 months ago. As the breadwinner, my wife just returned to work after 12 weeks of unpaid maternity leave. Our savings are a bit low and she is now “asking for my blessing” to work part-time. This is distressing to …
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Dear Quentin, I was with my significant other for almost 7 years. While he was separated from his wife, they never divorced. It was due to financial reasons. Because of his difficult relationship with his wife I was made his health-care surrogate. Last September, he underwent cancer surgery, and realized …
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Dear Quentin, During my 20s, I was broke. I bought my first house and lived alone, stretched to my limits. I had three maxed-out credit cards and lived paycheck to paycheck. Today, I’m in my 40s, married and in a much better financial situation. My 401(k) has done very well …
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Dear Quentin, Over the past three years, my wife has spent over $ 50,000 on cosmetic procedures. She never used to be a vain person. It started with a face lift after she turned 40, and now she can’t stop blowing money on everything from Botox and lip fillers to …
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Dear Quentin, My wife and I have a 7-year-old son who would normally be attending the public-school system this year. However, for a variety of reasons mostly driven by the pandemic, we decided we would homeschool our son for first grade this year. My wife is currently a stay-at-home mom …
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Dear Moneyist, My wife and I have been married for 18 years and met at work in 2000. She is college educated and has worked her entire life with the exception of a few years off when our kids were very young. For the past 13 years of our marriage …
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Dear Moneyist, I divorced my ex-husband in 2017. It was a difficult divorce, and later he quit paying child support and we were in a long court battle, which now continues after his death. The 2017 divorce decree stated my ex was to maintain the current life-insurance policy we had …
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Dear Moneyist, For 10 years, my wife and I saved up and, in 2018, purchased our first home before we hit the age of 30. Over the last two years, events have not gone in our favor, especially with COVID-19. In March, I had to have gallstone surgery, and that’s …
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