Gardening has proven itself over the years as an activity and hobby that helps with stress and that assists us get away from the routine of everyday life. Unfortunately, this same routine and workloads are rapidly growing these past decades and constitute factors for which les and less people find …
Read More »Key Words: Billionaire Ray Dalio says world’s largest hedge fund ‘didn’t know how to navigate’ coronavirus stock-market selloff and should have ‘cut all risk’ but failed to react
‘We didn’t know how to navigate the virus and chose not to because we didn’t think we had an edge in trading it. So, we stayed in our positions and in retrospect we should have cut all risk.’ Ray Dalio Ray Dalio’s deft navigation of the financial crisis 12 years …
Read More »Black Snakes: What You Should Know
Black rat snakes, pictured, and black racers are nonvenomous and eat mostly rodents and other small animals. (DepositPhotos) If you’ve got black snakes around your house, chances are they’re one of two types: North American rat snakes or black racers. Both are nonvenomous, with white or grayish bellies, and eat …
Read More »Here’s Why You Should Buy an Organic Mattress
Everyone knows that organic food is better for you and the environment. And you probably have no problem buying organic household cleaners or other consumables. But what about your bedroom, where you spend one-third of your life? Could an organic mattress really make that big of a difference to your …
Read More »Should I go on a cruise as coronavirus spreads? Cruise lines offer free cancellations for jittery travelers — and steep discounts to tempt others
Passengers waiting to travel home relax aboard the MS Westerdam off of Sihanoukville, Cambodia, last month. The large cruise ship with more than 2,000 crew and passengers was completely free from the Coronavirus (COVID-19.) but was turned away from five other Asian locations. Getty Images Have you planned a cruise? …
Read More »Should I refinance? Here are 5 factors to consider before you refinance your mortgage
Mortgage rates are at record lows — and that’s prompting a wave of refinancing activity as Americans look to take advantage of the savings a cheaper interest rate could bring. Refinance loan volume had jumped to the highest level since June 2013 back in early February, on the heels of …
Read More »Why Drain Cleaning should be done by the Pros
Sydney, which is the largest city in Australia, gets plenty of sun throughout the year. This is why feeling cool and smelling clean all the time is important. More than a hundred beaches in the coastal city means regularly taking a shower. To keep the showers in excellent shape, companies …
Read More »Upgrade: I’m 59, and my husband and I earn $500,000 a year — but have credit card debt and nothing saved for retirement. What should we do?
Dear Catey, My husband is 65 and a lawyer and partner in his firm with a thriving practice; I am 59 years old. We have three children (more on that below), and I was fortunate to be a stay-at-home mom. I now work part time, which is essentially just “play” …
Read More »Upgrade: I’m 40, will get a pension and have $60,000 saved for retirement. Should I borrow from it to pay off $17,500 in credit card debt?
Dear Catey, I am a 40-year-old law-enforcement officer and hope to retire in 13 or 14 years. At that time, I will have 30-plus years on the job with a pension giving me 70% of my current income with a cost-of-living annual percentage increase around 2% or 3%. Additionally I …
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