2020 is a year for the history books. Not only did many Canadians learn how to live with the Coronavirus, but they also had to re-look at their choice of where to live. This, in a time when Canadian real estate has been rocked to its foundations. However, these dark …
Read More »NerdWallet: Is your life insurance company cool with marijuana?
This article is reprinted by permission from NerdWallet. Though it’s increasingly legal, marijuana can still raise red flags for life insurance companies. While some insurers don’t mind covering you if you use pot, others will charge you higher rates or deny your application outright. About 22.2 million Americans use marijuana …
Read More »What Insurance Coverage Do Excavation Contractors Need?
Every small business excavation contractor is vulnerable to a lawsuit. It comes with the territory of working in a high-risk industry. In addition, the US is litigious by nature. In the construction industry, it isn’t a case of whether you will be sued, it is a case of when. The …
Read More »Understanding Upfront Mortgage Insurance (UFMIP)
There are a lot of costs associated with getting a government-backed home loan. The down payment and closing costs can add up to tens of thousands of dollars. But there’s one cost you need to prepare for, the upfront mortgage insurance premium (UFMIP). This article will look at what upfront …
Read More »Everything you wanted to know about PMI (private mortgage insurance)
Back in October, we wrote two blog articles about mortgage terms that you should get to know if you’re in the market for a house. Check them out here and here. In one of those posts, we touched on private mortgage insurance, or PMI, but thought it merited a deeper …
Read More »General News: Goldman Sachs is launching a new trading platform as an insurance policy. Here’s why.
Goldman Sachs is being forced to open a new stock-trading hub in Paris, due to uncertainty surrounding Brexit and London’s future as a European center for the trading of equities. The investment-banking giant announced on Tuesday that it would open the new hub before the end of the year, pending …
Read More »Insurance, Lien Protection, Costs – Everything You Need To Know Before Buying A House
Purchasing a house is fantasy material for some Americans. Be that as it may, on the off chance that somebody tags along and challenges your responsibility for the property, that fantasy can rapidly transform into a bad dream. Owning a real estate property is backed by a real estate title, …
Read More »What is Homeowners Insurance and How Does it Work
Homeowners insurance protects the most expensive purchase of your life and is required if you have a mortgage. If your home is damaged, your homeowners policy will repair it. This article looks at homeowners insurance, what it is, how it works, what’s covered, and how to get the lowest premium. …
Read More »General Liability Insurance Benefits For Painting Contractors
Do you need insurance coverage as a painting contractor? Regardless of the size of your business, the answer is always yes. As a painting contractor, you are only all too aware of the unique challenges your business faces daily. From accidental paint spills to client injury, you undoubtedly have come …
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