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Tag Archives: ‘I’m

The Moneyist: I’m 30. My wife is 34. We saved $350K and I have $350K saved for retirement. Should we pay cash for a home — or take out a mortgage and invest it?

Dear Quentin, After finishing graduate school, my wife and I decided to pay off all our debt before buying a home, or anything for that matter. We have been cheaply renting for the last three years, and living as if I were still a very poor graduate student. During this …

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The Moneyist: I’m 68, earn $130,000 and love eco-travel in Peru, Brazil and Africa. I want to travel while I can, but I’m scared to stop working

Dear Quentin, I’m a 68-year-old guy having just worked from home for a year because of the COVID-19 pandemic. I earn about $ 130,000 a year plus $ 35,000 in Social Security, and an additional $ 25,000 in capital gains from a small apartment house, and partnership interests. I have …

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The Big Move: I’m almost 50 and I want to buy a house that needs some major repairs. Is it worth it?

‘The Big Move’ is a MarketWatch column looking at the ins and outs of real estate, from navigating the search for a new home to applying for a mortgage. Do you have a question about buying or selling a home? Do you want to know where your next move should …

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: Cuomo responds to harassment scandal: ‘I’m not going to resign’

In the face of multiple sexual harassment claims and a pending investigation from the state attorney general’s office, Gov. Andrew Cuomo apologized for his behavior but rejected calls for his resignation, saying, “I’m not going to resign. I’m going to do the job the people of the state elected me …

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The Moneyist: I’m 28, have zero debt, a 401(k), Roth IRA and $45K in the bank. My parents want me to save for a home. I want a Tesla Model 3. Who’s right?

Dear Quentin, I’ve been flip-flopping back and forth between buying a new car or putting a down payment on my first home. With my parents being very money-minded and keeping a careful eye on my finances (still), I’m caught in a predicament. The original plan was to save up 20% …

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The Big Move: I’m planning to retire soon. Should we sell our home while prices are high — and rent for two years?

‘The Big Move’ is a MarketWatch column looking at the ins and outs of real estate, from navigating the search for a new home to applying for a mortgage. Do you have a question about buying or selling a home? Do you want to know where your next move should …

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Where Should I Retire?: I’m looking for a cannabis-friendly red-leaning state with no state income taxes — where should I retire on $60,000 a year?

Dear MarketWatch, I’d like to retire in a no (or low) state-income-tax state near water and a state or national park. I want red politics but with (hopefully) legal pot (medical or recreational), and weather that isn’t too cold. I’d compromise on the pot for Texas, if necessary.  I don’t …

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The Moneyist: My ex-boyfriend and I contributed to our household based on our salaries. I’m now owed $23K in back pay. Do I pay him back?

Dear Moneyist, Recently, I was notified by my employer of 5 years that my initial salary placement was incorrect, and I am due a fairly large amount of retroactive pay. After taxes it comes to about $ 23,000. About a year ago, I ended a long-term relationship wherein my former …

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Help Me Retire: I’m pregnant, just lost my job to COVID and have $15,000 in a 401(k) — can my husband and I ever retire?

Dear MarketWatch,  I just turned 38 and my husband is 44. We don’t have a company retirement account, or individual one. He’s self employed and my last company didn’t have benefits. My husband cashed out savings (from previous job) for an emergency years ago. I have $ 15,000 in a …

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