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Tag Archives: credit

5 tips to improve your credit score in 2021

If 2021 is the year you’re going to make the leap to becoming a first-time home buyer, we’re rooting for you. But before you go out and start house-hunting, remember that the initial step is to get pre-approved for a home loan. To do that, you’ll want to get a …

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How Credit Builder Loans Work

If you have credit issues, don’t worry. There are things you can do to rebuild your credit history. Credit builder loans are a great way to rebuild your payment history and improve your credit score. This article looks at how credit builder loans work and how they can help your …

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Payment History – How it Affects Your Credit Score

Your payment history is the biggest factor in determining your credit score making up 35% of your overall credit score. Only your credit utilization ratio (makes up 30% of your score) comes close to having as profound an effect on your score as your payment history does, This article explains …

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Credit Facts about the Most Common Credit Myths

There are a lot of myths about things that will help or harm your credit score that simply aren’t true. This article will take a look at some of the most common credit myths and provide the facts. Credit Facts vs. Credit Myths Myth 1 – Paying off collection accounts …

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: Venmo’s new credit card has personalized rewards — it could affect perks across the industry

Venmo is rolling out a credit card with a personal QR code that users can show friends when trying to split payments. PayPal Venmo’s new credit card, by design, is meant to appeal to a younger demographic than a flashier card like the Chase Sapphire or American Express Gold Card. …

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Why is having a good credit score so important?

When you’re just getting started adulting, you may not think it’s a big thing that you missed a credit card payment or were a few days late on your rent. But that casual attitude to financial obligations could come back to bite you when you start getting serious about buying …

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: Some of Europe’s biggest travel companies are leaving consumers covering the cost of coronavirus ⁠— holding on to cash while handing out credit notes

Failing to hand over refunds to customers is a direct breach of guidance from European and U.K. authorities. Yet several tour operators have failed to refund customers their money.  Some of Europe’s largest travel companies are holding on to their customers’ cash months after trips were canceled because of coronavirus.  …

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How do Bitcoin Debit and Credit Card work?

In 2017 bitcoin got popular as at the starting of September 2016 the value of bitcoin is $ 600per coin and at the starting of September 2017, it was $ 4700 per coin. With an investment return of 6x in one year, traders from all backgrounds began to take note. …

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The Moneyist: Should I tell my sister that her husband, a notorious spender, has a secret credit card?

Dear Moneyist, I am in a tough moral situation and I don’t know what to do. My older sister and brother-in-law have been fighting about money for the past year or so. He is a big spender, not just for himself, but for the whole family, friends, and community. While …

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