Your payment history is the biggest factor in determining your credit score making up 35% of your overall credit score. Only your credit utilization ratio (makes up 30% of your score) comes close to having as profound an effect on your score as your payment history does, This article explains …
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Politics aside, the housing market in many areas has slowed down due to uncertainty about the economy. Everyone has an opinion about the 2020 presidential election — including real estate agents. HomeLight asked 1,157 of their top agents how they thought the election would affect the housing market. Here are …
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Much of the activity in college towns — like Athens, Georgia, pictured — centers on the university’s events. Since Covid-19 has pushed learning online, business has dried up in many college towns. The Covid-19 pandemic has led to major lifestyle changes, including how people learn, work and play. That could …
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What is the APR? The annual percentage rate (APR) is the interest charged annually on loans and lines of credit. The APR rate is higher than the interest rate because it takes all additional costs and fees into account to give you the true interest rate. The annual percentage rate …
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