We’ve all been there, you have a new sofa, and then, seeming no time after …
Read More »Payment History – How it Affects Your Credit Score
Your payment history is the biggest factor in determining your credit score making up 35% of your overall credit score. Only your credit utilization ratio (makes up 30% of your score) comes close to having as profound an effect on your score as your payment history does, This article explains …
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