Mortgage Trend

With the holidays fast approaching, we’re all wondering how the festivities might be different this year. Family gatherings, neighborhood caroling and over-the-top office holiday parties are being reeled back across the country due to the ongoing health pandemic. Many of us will be spending Hanukkah, Kwanzaa and Christmas at home. …

Movement Mortgage, a national top 10 retail mortgage lender, is excited to announce the addition of Market Leader Bart Evans to the Houston, Texas market. Evans brings two decades of experience to the Movement Mortgage team. Starting in Springfield, Missouri, Evans began working with banks in the early 2000s. His …

The Native American home loan market is underserved. There are two types of home loan programs for Native Americans that are guaranteed by the government. This article will take an in-depth look at these Native American home loans, the requirements, and who is eligible. Rate Search: Check Today’s Mortgage Rates …

Buying a home is expensive. While you can skip a meal here and there to be able to afford a new pair of shoes you’ve had your eye on, saving for a house generally takes more long term discipline. When buying a house, there are many costs involved, from the …

Stated income loans used to be widely available before the housing market crash of 2008. When the Dodd-Frank Act was created in 2010, it heavily regulated banks and lenders. However, these loans that require no income docs or no tax returns for contractors and self-employed borrowers are available with more lenders. Rate Search: Check Today’s …

Homeowners insurance protects the most expensive purchase of your life and is required if you have a mortgage. If your home is damaged, your homeowners policy will repair it. This article looks at homeowners insurance, what it is, how it works, what’s covered, and how to get the lowest premium. …

When buying a mortgage, your debt-to-income ratio determines how much you will be approved for. The maximum DTI ratio for most loans is 43%, and in some cases, lenders will allow up to 50%. This article looks at debt-to-income ratios to find out the ideal ratio when buying a house. …

For 17-straight weeks, the 30-year fixed-rate mortgage interest rate has averaged below 3%. This week the Freddie Mac 30-year fixed-rate mortgage average dipped to another historic low, the thirteenth this year, hitting 2.72%. Freddie Mac’s Chief Economist Sam Khater cited weak consumer spending as the reason for the decline.  Historically …

Can you negotiate your mortgage rate? Yes. Of course. Anything can be negotiated including the closing costs if you know how to do it. This article details exactly what you need to do to get the best deal on your mortgage loan. Check Rates and Compare Loan Offers from Multiple …