I have measured out my life with coffee spoons;I know the voices dying with a dying fallBeneath the music from a farther room.So how should I presume? “The Love Song of J. Alfred Prufrock” by T.S. Eliot Dear Moneyist, My wife and I purchased a home a year ago. I …
Read More »The Moneyist: I’m 41. My fiancé is 61. I’m worth $1.3M. He’s worth $250K. He won’t marry if I insist on a prenup. How can I protect my assets?
Dear Moneyist, I am 41 and my fiancé is 61. I am worth $ 1.3 million. I have 1.1M cash in my business, and $ 200,000 on my house equity and personal checking. My career is booming. In 2015, I made $ 70,000, and so far this year I have …
Read More »The Moneyist: I’m 24 and dating a 64-year-old man. He wanted to get married, but I discovered he never got divorced. Have I been conned?
Dear Moneyist, I am 24 years old and I have been in a relationship with a 64-year-old man for five years. He is financially secure, he takes us on vacations, and he wanted to get married when we first met. He was in the U.S. Army and has been married …
Read More »The Moneyist: ‘I’m beyond hurt’: I took care of my mom for 12 years. She wants my sister to take over and does not want to leave me her house
Dear Moneyist, I love my mother very much. I have been living with my elderly mom for the past 12-13 years. Taking her to doctors appointments and shopping for her. Over the last 6-8 years she is suffering with heart and breathing issues so the care has been much more …
Read More »Where Should I Retire?: I’m a ‘young 68’ with $3,200 a month in Social Security and don’t want it taxed — where should I retire north or west of Colorado?
Dear MarketWatch, I am finishing 50 years in the airline industry next year, and I am looking to relocate to anywhere north or west of Colorado (including Colorado) — but not California because of the taxes. I will have approximately $ 3,200 a month in Social Security and will hopefully …
Read More »Help Me Retire: I’m 52, won’t live past 80 and have $1.6 million. ‘I am tired of both the rat race and workplace politics.’ Should I retire?
Hi, I started working when I was 19 and have been saving half of my salary since my mid-20s. Now at 52, I am tired of both the rat race and workplace politics. With the virus, it feels even worse. I have saved about $ 800,000 in trading, $ 800,000 …
Read More »The Moneyist: My friends’ wedding reception was canceled. They’re having a small ceremony next month. I’m invited to a party next year. Do I send a gift?
Dear Moneyist, A friend of mine is getting married next month with a handful of guests, mainly family and close friends. The wedding itself was put off because of the coronavirus pandemic, but they are having a large party next year. I was only invited to the party next year. …
Read More »Help Me Retire: I’m 63, a widow and lost my job because of COVID. I don’t have much in savings and feel lost. What can I do?
Dear MarketWatch, I’m a 63-year-old widow laid off from my restaurant job of 34 years. I’ll never be able to make the money I was making before COVID. I was going to work for a few more years to pay off some bills. I was thinking about getting survivor’s benefits …
Read More »Help Me Retire: I’m a 32-year-old stay-at-home mom, and my husband earns $150,000 a year. Will I ever be able to enjoy a retirement?
Dear MarketWatch, I’ve been a stay-at-home mom for five years to a 4-year-old and 2-year-old. I’m 32 and I don’t see a clear deadline for when I can return to work. My husband makes 150k a year and is contributing to his 401(k) at 3% with a 3% match. My …
Read More »